You Can Buy Your First Home – I’ll Guide You Every Step of the Way
Buying your first home should be exciting - not overwhelming. As an independent whole of market broker, I specialise in helping first-time buyers navigate the mortgage process with confidence, making it stress-free and simple. From understanding your options to securing the best deal, I’ll guide you every step of the way with clear, expert advice.
With 17 years in the financial services industry, I know how to break down complex mortgage jargon into easy-to-understand steps, ensuring you feel informed and empowered throughout the process.
Reach the summit of homeownership - I make your dreams a reality, without the hassle.
Got questions or ready to take the first step? >>>
Struggling to get on the property ladder?
Are you encountering issues like...
Getting Approved Feels Impossible
Struggling to get mortgage approval due to a limited credit history or complex income (self-employed, contract work, or variable earnings)?
Facing rejection despite having a stable job and good credit?
High Deposits & Affordability Concerns
Worried you don’t have a big enough deposit to get started?
Unsure how much you can actually borrow or if you'll get a mortgage offer that fits your budget?
Confused by Mortgage Jargon
Overwhelmed by mortgage types, rates, and lender requirements?
Not sure what terms like ‘loan-to-value,’ ‘fixed vs. variable rates,’ or ‘affordability assessments’ really mean for you?
Rising Costs & Uncertain Future
Concerned about interest rate changes affecting affordability?
Want to make sure your mortgage payments remain manageable in the long run?
Insurance & Protection Worries
Not sure which insurance policies you actually need (life insurance, income protection, critical illness cover)?
Unsure how to protect your home and financial future?
You're not alone. That's why i'm here to help.
What I enable my clients to achieve:
Financial Stability and Security: Build a strong financial foundation for your home and future with expert mortgage advice tailored to your needs.
Lower and Manageable Payments: Secure the best mortgage deals to reduce your monthly payments and take control of your finances.
Comprehensive Protection: Safeguard your home and financial well-being with the right insurance policies, personalised to fit your situation.
Confidence in Your Financial Decisions: Get expert guidance to make informed choices, knowing you’re securing the best possible outcome.
Freedom to Focus on Your Goals: Spend less time stressing over mortgages and insurance and more time enjoying your home and achieving your goals.
Why work with me?
With 17 years of experience in the financial services industry, I am committed to helping first-time buyers secure their dream homes with expert mortgage advice. My goal is to simplify the process, remove the stress, and provide clear, tailored guidance every step of the way. Here’s why clients choose me:
Helping First-Time Buyers Get on the Property Ladder: I have helped hundreds of first-time buyers secure their dream homes. My experience spans both major financial institutions and independent advisory firms, giving me a deep understanding of the mortgage market.
Tailored Mortgage Advice, Just for You: Every client is unique, which is why I provide personalised mortgage advice designed specifically for first-time buyers. My focus is on making the mortgage process simple, stress-free, and aligned with your individual needs.
Qualified & Experienced Mortgage Specialist: As a CeMAP qualified mortgage adviser, I provide expert mortgage guidance and a bespoke protection review service, ensuring you have the right financial solutions in place.
Access to a Wide Range of Lenders: I work within a mortgage network allowing me to offer a wide selection of mortgage and insurance solutions, ensuring my clients receive the best possible advice and options.
Proven Track Record of Success: With experience in both corporate and independent firms, I have developed the expertise to navigate the complexities of the mortgage industry. More importantly, I have successfully helped hundreds of first-time buyers take their first steps onto the property ladder
Jack Miller
Owner & Specialist Independent Mortgage Adviser
Don't just take my word for it...
Your Next Steps
BOOK A FREE 15 MINUTE MORTGAGE CALL WITH ME
Boost Your Mortgage Approval Chances – Check Your Credit
The Most Detailed credit report you can get
Monthly fee of £14.99 applies after your free 30-day trial
Why should you check your credit report?
See what lenders see before you apply
Fix errors that could harm your mortgage chances
Improve your credit score for better rates
Spot fraud and protect your finances
Avoid surprises that could delay your mortgage
Mortgages
Life Insurance
Critical Illness Insurance
Income Protection
Home Insurance
Commercial Finance
Commercial Mortgages
Commercial Loans
Development Funding
Bridging Loans
My Business Values
Personalised Solutions
Tailored advice that fits each client’s unique situation.
Expertise
Years of industry knowledge to guide clients with confidence.
Approachability
Friendly, jargon-free support that makes clients feel at ease.
Knowledge
Deep understanding of the mortgage process and market.
Peak Mortgages is a trading style of JLM Mortgage Brokers Ltd, an appointed Representative of JLM Mortgage Network Ltd. is authorised and regulated by the Financial Conduct Authority, Registration Numbers 953547 and 300629.
Further details may be found by visiting www.fca.org.uk Registered office: 21a Churchyard, Hitchin, Hertfordshire SG5 1HP. Registered company number 04701803. Registered in England & Wales For further information about our data processing activities please visit https://jlmmortgages.co.uk/privacy-notice/
A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £499. In some circumstances no fee will be payable. Calls to and from our landlines and mobiles may be recorded to meet regulatory requirements.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY LOANS SECURED AGAINST IT.